Auto Loans
Our auto loans include the same low fixed rates on new and used vehicles. 100% financing is available, with a range of terms to meet your needs. Let Provident Credit Union finance your next car, truck, van, motorcycle, boat, or recreational vehicle.
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All Provident loans subject to credit approval.
Compare Provident Auto Loans
Select two to three loans to compare their rates to choose the one that's right for you.
Click on individual loan names below for a full "description", or click further down to learn more about our other auto-related services:
Auto Insurance & Related Coverage
Provident requires you to have proof of insurance in order to receive an auto, motorcycle, or RV loan. Click here for more information.
Provident Plus Auto Insurance
Provident Plus Insurance Agency is owned entirely by Provident Credit Union and offers insurance for your home, auto, and commercial property. Provident Plus shops several major insurance carriers in order to find the best rate for your situation. Because we do the shopping for you, you can feel assured that you are getting the ideal insurance coverage at an affordable price. For more details and a free quote on your auto insurance needs, click here.
Credit Protection
Credit Protection is a voluntary debt cancellation product. Depending on the plan you select, it can cancel your loan balance or loan payments up to the agreement maximum for a specified amount of time, in the unfortunate event of major life setbacks such as disability, involuntary unemployment, accidental or other types of death, or a terminal condition. Click here for more information, or check the appropriate box when you apply for a Provident Credit Union auto loan.
Mechanical Breakdown Insurance (MBI)
Provident's bumper to bumper Mechanical Breakdown Insurance protects your vehicle over and above manufacturer's warranty, and typically costs less than most extended warranties offered through dealers. Click here for more information, or check the appropriate box when you apply for a Provident Credit Union auto loan.
Guaranteed Auto Protection (GAP)
Don't get caught holding the bag! With GAP, if your car gets stolen or totaled in an accident you won't have to continue paying off your loan if your insurance doesn't cover the entire amount. Click here for details, or check the appropriate box when you apply for your Provident Credit Union auto loan.
Auto Shopping
Buying a vehicle can be a stressful ordeal. But we are here to make life easy for you. That's why we've partnered with Enterprise Car Sales and Autoland to offer you two types of auto buying services.
Click on the service below for more information:
Apply Now!
To apply online for an auto loan, click on the apply button below, call us anytime at (800) 632-4600, option 3, or visit a local community branch during business hours. To receive a loan application by mail, e-mail our Lending Department.
Already started an online application? Continue with Existing Application